Borrow money quickly via Ferratum

Ferratum is a provider of a mini loan, also known as a flash loan. Ferratum offers the option to borrow a relatively small amount, without interest, only against treatment costs. This type of loan has a short repayment period. What can you borrow from Ferratum and under what conditions?


Ferratum is a company that operates in various countries in Europe and is registered with the Chamber of Commerce and the Dutch Data Protection Authority. They have been active in the Netherlands since 2007 by providing mini loans. Ferratum offers loans of between 100 and 500 euros with terms of 15 and 30 days. You can submit a request and read the conditions of the loan on the Ferratum website. Also how the borrowing process works.

What kind of loan does Ferratum offer?

Ferratum is a provider of a so-called mini loan, also known as a flash loan and mini credit. It is a loan where you pay no interest, but only treatment costs. This concerns relatively small amounts ranging from between 100 and 500 euros, which are often in your account the same day, hence the term flash loan. This provider often has an account number with all major banks for this purpose. This loan also includes a short repayment period, often within a month.

What can you borrow from Ferratum?

You have the option to borrow the following amounts, depending on how often you have borrowed from Ferratum:

The first time:

100 euros 200 euros

The second time:

300 euros 400 euros

Third time and more:

500 euro

Running times:

With Ferratum you can enter into a term of between 15 and 30 days. If the repayment day falls on a non-working day, the next working day is the day on which the loan must be repaid.

How much does a loan from Ferratum cost?

The treatment costs differ per amount and per term. See below for an overview of the options:


Duration 15 days

Duration 30 days














What conditions apply at Ferratum?

When taking out a loan, you agree to Ferratum’s terms and conditions. You can read all the terms and conditions on their website. But you can only take out a loan if you are between 21 and 70 years old. You must also be competent to take out a loan and be authorized to take out a loan. Another important condition is that you are not in default when repaying a loan from a third party.

How does the loan process work?

You can take out a loan from Ferratum in two ways, but both options require you to have access to a mobile phone. You can submit the loan request via SMS or via the internet, whereby the requested information must be sent. You will receive confirmation of the application via SMS and you will be asked for a copy of your passport, wage specification and print screen of your internet banking or copy of bank specification. Once you have requested this, you must agree to the conditions via SMS and the money will be sent as soon as possible.