Invest in shares, bonds or gold

Anyone who wants to invest can choose from various investment types. You can invest in shares, bonds, interest-bearing investments, savings accounts and deposits, gold, real estate and currencies. Investing means first choosing an investment form. It is useful to be aware of the ins and outs of investing.

Investing in shares

You can invest in shares: then you have one share or more shares in a company. Shares are deeds of ownership that a company sells to third parties. There are interesting shares for sale for little money, so investing in shares is a nice option for the investor. Buying shares is a great investment, provided you do it right. Buying a share is simple and can be arranged with a phone call to the bank. When you own a share, you are in principle a co-owner of a company. In addition to arranging shares through the bank, you can arrange them through a broker. Shares are traded on the stock exchange. Everyone who has something to do with assets and shares comes there: commission agents, traders, representatives of banks and securities houses. They will all trade securities – shares. The price of a share depends on the popularity of the share and the number of buyers. The price falls as there are many buyers for shares.

Interest-bearing investments

One form of investment is the interest-bearing investment. Money is the best medium of exchange. But other resources such as products and services are also suitable as means of exchange. For example, gold is known for its commercial value. When the investor receives compensation when investing in shares, a dividend. When an investor invests in other things, the investor receives interest. You get interest from an investment by having a savings account, for example, which is an interest-bearing investment.


If you as an investor have more assets, bonds are investments based on interest payments. Bonds are securities, debt instruments that are issued by the state and company to acquire capital. There are listed and unlisted bonds. A loan is provided to a company or state and this is offset by bonds (debt securities). The loans provided fall under debt capital.

Savings account

The best-known form of investing is the savings account. Of course, you invest your money in the savings account that offers the highest interest. Short-term savings accounts without penalty provisions are the most attractive. A savings account is recommended for investors if they do not want to put their money away for more than three years without running any risk. Deposits will be refunded unaffected.


The compensation you receive when you put your money in a savings account is relatively low. To get a higher interest rate, you can put your money in a deposit account at the bank. You cannot withdraw money from a deposit account at any time. You leave your money for a pre-agreed period. This is advantageous for banks because it gives them time to accrue additional interest. This is attractive for the investor because of the higher interest rate than with a savings account. There is the option to open a deposit account in foreign money, which can yield a higher interest rate.

Investing in precious metals

Gold has been traded for almost as long as humanity has existed. Gold is attractive because of its durability, recognisability and it is easy to transport. Short-term fluctuations in inventory are limited due to high production costs. The high production costs make it difficult to manipulate gold supplies. Gold is a safe investment, but subject to supply and demand: this determines the price. Gold provides no income and no interest and is especially attractive if material possessions are in danger (political unrest, credit crisis). Trading in gold is exempt from sales tax.


Real estate or real estate is an important investment object. To invest in real estate such as houses, offices and land, help from an expert is necessary because of the technical matters involved. When investing in real estate or real estate, the quality of the object is important, the possible sales value, location, taxes, maintenance costs, possible rental income, construction matters and zoning plan.