If you have a low income, you may be able to claim healthcare allowance in 2019. This is a contribution from the government to pay the health insurance premium. In order to receive healthcare allowance in 2019, you must meet a number of requirements. For example, you must be at least 18 years old, have Dutch nationality, have basic insurance and your income and equity must not be too high. The maximum healthcare allowance that you can receive in 2019 is 99 euros per month for people with an income up to 20,500. The allowance is not granted automatically, but you must apply for it yourself.
Healthcare allowance 2018
- What is healthcare allowance?
- Healthcare allowance does not cover the entire healthcare premium
- Apply yourself
- Who is entitled to healthcare allowance in 2019?
- How much healthcare allowance will I receive in 2019?
- Healthcare allowance in 2019, changes compared to 2018
What is healthcare allowance?
What exactly does healthcare allowance entail? The healthcare allowance is a compensation from the tax authorities for which people with a low to middle income are eligible. They can use this allowance to pay the premium for their compulsory health insurance. For some people this is a pleasant addition, for others it is a necessity if they want to be able to pay their health insurer bills. Precisely because every Dutch person is obliged to pay a premium for the basic health insurance package, the government naturally also has a certain obligation to ensure that people with a low income can also meet this payment obligation without this leading to dire poverty. whether it generally puts too much pressure on the family budget. The healthcare allowance is therefore only available to people with an income below an annually determined maximum. For 2019, this maximum is 29,500 for singles and 37,500 for tax partners.
Healthcare allowance does not cover the entire healthcare premium
If you choose not to take out additional insurance or dental insurance in addition to the basic package and to set the deductible higher than the legal minimum of 385 euros, you will ultimately not have to pay much to pay your monthly premium. However, in most cases the healthcare allowance does not cover the entire healthcare premium. The healthcare allowance is always paid around the third week of the month, in time before the healthcare premium is debited. On the Tax Authorities website you will find an overview of the payment dates on which the healthcare allowance is transferred. It will then be in your bank account 1 to 2 days later, depending on which bank you use.
You must apply for the healthcare allowance yourself via the Tax Authorities’ allowances website. So it will not be transferred automatically when you meet the requirements. You need a DigiD to apply for healthcare allowance. You can request this free of charge and must then activate it yourself before you can use it.
Who is entitled to healthcare allowance in 2019?
To be eligible for healthcare allowance in 2019, you must meet five basic requirements, namely:
- You are at least 18 years old at the time of application
- You have Dutch nationality or a Dutch residence permit
- You have basic insurance according to the Health Insurance Act (Zvw)
- Your total income does not exceed 29,500 euros per year. If you have a partner, a total maximum income of 37,500 euros per year applies
- Your equity is not higher than 113,415 (143,415 with allowance partner)
How much healthcare allowance will I receive in 2019?
The amount of the healthcare allowance depends on your income and that of your partner. In 2019, a maximum healthcare allowance of 99 euros per month applies to singles (192 with allowance partner) for people with the minimum wage. This applies to people who earn no more than 19,000 per year. For people who earn more than the minimum wage, the amount you receive in healthcare allowance gradually decreases. There is no easy to explain formula for this. The maximum income with which you can still receive healthcare benefits in 2019 is 29,500 for singles and 37,500 for benefit partners. If you want to know exactly how much healthcare allowance you will receive, check the Tax Authorities website, specifically the Tax Authorities Allowances web page . There you can also find more information about other types of allowances to which you may also be entitled on a low income.
Healthcare allowance in 2019, changes compared to 2018
For people who have to survive on a low income, it is always exciting to see what will happen next year with health care allowance. Because the premium for health insurance increased at most insurers in 2019, the healthcare allowance also increased slightly. The maximum amount has increased from 94 to 99 per month.
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