OHRA insurance and banking

OHRA is a Dutch insurance company. You can go here for insurance, but also for other banking matters. OHRA is part of the Delta Lloyd Group.


OHRA has been around for more than eighty years and as an insurer it has more than 800,000 customers and approximately 600 employees. It was founded in 1925 under a different name, namely the Mutual Health Insurance of Senior National Civil Servants. They are part of the Delta Lloyd Group. In 1999, Delta Lloyd merged with Ohra. After the merger, the new concern was called Delta Lloyd Nuts Ohra, later the Delta Lloyd Group. This merger allowed the Delta Lloyd Group to serve the market from two streams. Delta Lloyd offers its services to customers through an independent intermediary and Ohra directly without an intermediary. The Delta Lloyd Group includes three major brands: OHRA, ABN AMRO Insurance and Delta Lloyd. You can take out insurance or financial services directly at OHRA. ABN AMRO Insurance works through the ABN AMRO Bank branches.

The service

OHRA therefore does business directly with its customers, without working with intermediaries (as is the case with Delta Lloyd). OHRA has several insurance policies and banking products. You can take out insurance over the telephone or the internet. As is the case with many insurers, you will receive a package discount if you have multiple insurance policies running at the same time. There are also options for collective discounts, for example if you are a member of the ANWB.


OHRA can be reached by telephone until nine o’clock in the evening. This is not the case with many insurers. This can be useful because you do not have to call from work, but can arrange matters in peace and quiet from your home with papers at hand. On Saturdays you can also reach OHRA until three o’clock in the afternoon.

Banking products

  • Save
  • To borrow
  • Retirement account
  • Immediate Annuity Account
  • Investing
  • Credit cards
  • Revolving credit
  • Golden Handshake Accrual account
  • Golden Handshake Distribution Account
  • Mortgages
  • Retirement Savings Account
  • Personal loan


  • Liability insurance
  • Car insurance
  • Caravan insurance
  • Immediate Annuity
  • Immediate Pension
  • Golden Handshake Insurance
  • Pet insurance
  • Contents insurance
  • Valuables insurance
  • Motorcycle insurance
  • Accident insurance
  • Building insurance
  • Term life insurance
  • Legal insurance
  • Travel insurance
  • Home insurance
  • Health insurance

Delta Lloyd

Delta Lloyd provides insurance, banking products and asset management. This for both the business and private sectors. Each standalone Delta Lloyd company has its own specialty and customer base.

  • Delta Lloyd Group
  • Delta Lloyd Bank
  • Delta Lloyd Insurance
  • Delta Lloyd Asset Management
  • Delta Lloyd Corporate Clients
  • Insurope


ABN AMRO Insurance offers life insurance, non-life insurance, income insurance and pensions. ABN AMRO Insurance operates from the bank offices of ABN AMRO Bank, via the internet and the call center of ABN AMRO Bank. Florius is again a subsidiary of ABN AMRO Bank, and you can also take out insurance here.

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  • Savings accounts and banks
  • ABN AMRO savings bank